Saving Money Thru EFT

Here’s a great story I wanted to pass along to share how I was able to save an acquaintance $ 500 with 20 minutes of EFT!

I was visiting “Nancy’s” shop one day and she was complaining to me about the stress in her life.

She was recently married, her former boss was suing her for a non-compete and she had just opened up her own shop. As a result of all of this stress, she was grinding her teeth. Her dentist informed her it would cost $ 500 to buy the necessary “bite guard” to protect her teeth from future grinding.

Nancy was open to trying EFT when I mentioned it to her. Her co-worker even watched us as we tapped.

“Even though all of this stress from from Susan (her former boss) is making me miserable and grind my teeth….”

and then tapped the reminder phrase “grinding my teeth”. Later tapping to “all of the problems from “Susan”….”all the money on lawyer’s fees”…and finally, “ruining my pretty smile”.

Within 20 minutes, she was feeling relaxed and laughing. I gave Nancy homework to tap “grinding my teeth” which she did several times a day for two weeks. Its been four months and the problem hasn’t returned. Nancy is sleeping stress-free. She’s happy and has saved $ 500!!!

I’ve found that using the “right” words and being specific to address different issues is the key to success with EFT.

Kate’s EFT tapping treatment left me feeling so much more relaxed at the end of the treatment than I had been when we first started. I recently started my own business and was experiencing difficulty asking for help from people who could help this new entrepreneur. Today I made several phone calls to business professionals whose expertise would assist me in my new business. I made those calls with no difficulty, where as before EFT, I had much difficulty making these calls. I will definitely continue to tap on this issue for maintanence and will work with Kate on other issues as they come up in the future. Thank you, Kate!

Go through additional articles on EFT from Kate Beederts at Tappinginternational.com. If you would like to learn more about emotional freedom technique EFT and the meridan tapping method, then please click the link above and check out “The Tapping Solution”; the best tapping DVD out there!

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How to Encourage Your Kids to Save Money

Encouraging kids to save money is an important thing parents should consider in their parenting plan. Although, it is not easy to make your kids learn all the money saving techniques, you can at least teach them few basic things that can make them disciplined money savers. The earlier you start, the better off they will be in saving and managing their finances.

Money management from young age is very important
Unfortunately, money management is not taught in schools and colleges. As a parent, it is your responsibility to teach your kids about how to manage money, how to save it and how to spend it. Start teaching money management skills when your child reaches 5 or 6 years.

Majority of kids grow up without having knowledge on money management, saving and investing. Hence, these kids when they become adults start buying unnecessary stuff and become financially unstable- they are more like to get into debt. So, it is necessary that your child’s upbringing is done in the right manner, giving right knowledge about money.

Let your kid start saving in piggy bank
Start teaching your kid to save money in piggy bank when he is 3-4 years old. This is one of the easiest ways to teach kids about saving money. Give small amount of money regularly to your kid and make him save regularly. This inculcates the habit of saving money. Also, kids enjoy saving money in their own piggy banks.

Set goals
Teach your child to set goals for saving. For instance, if your child wants to buy a video game, toy or a bicycle, you ask him to save money that he gets from you/your spouse or any other family member and buy it on his own.

Reward kids with non-monetary things
Consider rewarding your kid for saving money. Much like shopping stores that offer coupons and prizes, you can offer prizes to your child. For instance, if your child doesn’t spend his saved amount for certain amount of time, offer him a small reward or treat. Praise him so that he is motivated to save money in future too.

Teach the importance
As your kids are growing into teenagers, teach them about the value of money. It is necessary for them to know the importance of saving and spending money wisely. Later, tell them the reason behind parents going to work. They have to understand that you have to pay money for food, school fees, monthly bills, etc. Take your child with you while you are going to shop for groceries, pay for monthly bills, etc. Let them know that you have prepared budget for expenses and you will spend within that limit.

Saving money needs discipline and motivation. Being able to save money is an important life skill, which the parents should compulsorily teach their kids. Money management cannot be learned in a day or two. It is a lifelong process. You need to guide your kids on money matters till they are mature enough to take their own decisions.

Money Chutney provides insightful articles on saving, investing, budgeting and financial planning. These articles are intended to provide knowledge and make people aware of methods and techniques on personal finance, so they can use it to better their financial situation. These personal finance strategies are targeted towards educated middle class people in India, who typically look for information on how to save money.

Article Source:
http://EzineArticles.com/expert/Rahul_M_Satish/1269974

4 Habits That Help You Gain the Ability to Save Money

Ability to save money is a basic skill that every individual should possess. This skill can be built only when you follow certain important steps, having internal motivation and positive attitude. In order to acquire the ability to save money, you need to inculcate some habits that may be painful but will help you reach your savings goals.

Here are 4 such habits which will help you gain the ability to save money.

Track your spending – create a budget
For many people, creating budget is very boring and painful. But, the fact is, you cannot understand your spending without having a proper budget. It is a tool that helps you know where your money is going.

You need to allot a specific amount of your income for every head. The various heads are food, clothing, transportation, entertainment, health, etc. Assume that you have budgeted Rs. 2000/- for food in a month, then, you need to limit your spending on the food throughout the month to the amount set.

Budgeting helps you plan before your spend. Thus, budgeting is a crucial step to save money as it allows you to control your spending. Otherwise, you may not know how much amount of your money is being wasted.

Spend less than you earn
This is the basic motto of personal finance. As an earning individual, you should understand that, spending less than what you earn will help you reach the ability to save money. No matter, how much you earn, you need to live within your means to lead a sensible life.

Once you start spending more money than what you earn, you start thinking about taking debt and purchasing things on debt. Debt is a kind of addiction, once you get habituated to it, you find it difficult to get out of the debt-trap. So, stay away from credit cards and people (friends/relatives etc.) who provide or accept debt.

Control spending
Controlling spending does not mean that you need to behave like a miser. It only means that you should spend money wisely.

For instance, avoiding eating out daily will not only help you control spending but also will help you stay away from bad health issues. Eating out only on special occasions with your family would let you enjoy the food.

So, limit your desires. Spend money only when you have accumulated enough savings for emergencies and future expenses. You must practice self-control to reach the ability to save money.

Inculcate disciplined savings
Try to inculcate the habit of saving. Set some amount of your income as savings. By preparing a budget, you can understand how much amount of money you can set aside as savings.

You need to save money following a step-by-step process. Start saving small amounts of money on a monthly basis. Open separate bank accounts for -

• Non-monthly expenses like – clothes, shoes, etc.
• Short-term savings for purchasing electronic gadgets (computer, Television etc.), buying a vehicle (bike or car).
• Long-term savings for buying a house, kid’s marriage, etc.

Self-motivation is the key to inculcate the habit of savings. Following these steps sincerely would help you achieve the ability to save money.

Money Chutney provides insightful articles on saving, investing, budgeting and financial planning. These articles are intended to provide knowledge and make people aware of methods and techniques on personal finance, so they can use it to better their financial situation. These personal finance strategies are targeted towards educated middle class people in India, who typically look for information on how to save money.

Article Source:
http://EzineArticles.com/expert/Rahul_M_Satish/1269974